The minimum balance required to open this account is $100.00. You may make an unlimited number of deposits into your account. A service charge of $10.00 will be imposed every statement cycle. A debit fee of 0.12¢ will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment) out of this account. A deposit item fee of 0.55¢ will be charged per deposit and deposit item fee of 0.06¢ will be charged per item. These fees may not apply if the investable balance earnings credit exceed the service charge and fees.